Rates

Looking for a loan or are you interested in starting a savings account? Check out our dividend and loan rates below. And if you have any questions, please contact us today.

CURRENT DIVIDEND RATES
Rates effective as of 07/01/2020 and may change without notice as conditions warrant.

AccountsRateAPY*
Savings Accounts
Regular Savings Account
$50 Minimum $9999 Maximum
0.20%0.20%
Regular Savings Account
$10000 Minimum $24999 Maximum
0.25%0.25%
Regular Savings Account
$25000 Minimum $999999 Maximum
0.30%0.30%
Club Accounts
Club Account0.25%0.25%
Share CD Accounts
Share Certificate
$500 Minimum $999999 Maximum 6 month (Early withdrawals subject to penalties)
0.50%0.50%
Share Certificate
$500 Minimum $999999 Maximum 12 month (Early withdrawals subject to penalties)
1.00%1.00%
Share Certificate
$500 Minimum $999999 Maximum 24 month (Early withdrawals subject to penalties)
1.25%1.26%
* APY = Annual Percentage Yield **Minimum Certificate balance is $500.00. Early withdrawal penalty is 90 days for CD’s 12 month term and less, 180 days for CD’s over 12 month terms. Rates are subject to change without notice.

CURRENT LOAN RATES
Rates effective as of 10/01/2012 and may change without notice as conditions warrant.

Loan TypeTermAPY*
Unsecured Loans (Signature)
Signature Loan - Credit Score A-8.75%
Signature Loan - Credit Score B-10.75%
Signature Loan - Credit Score C-13.75%
Signature Loan - Credit Score D-17.25%
Signature Loan - Credit Score E-18.00%
Share-Secured Loans
Share Secured-3.75%
Vehicle Loans
New and Used
APR Depends on Credit Score (A-E)
24 mo.3.99% - 15.00%
New and Used
APR Depends on Credit Score (A-E)
36 mo.4.25% - 15.25%
New and Used
APR Depends on Credit Score (A-E)
48 mo.4.50% - 15.50%
New and Used
APR Depends on Credit Score (A-E)
60 mo.4.75% - 15.75%
New and Used
$30000 Minimum $999999 Maximum
APR Depends on Credit Score (A-C Only)
72 mo.
Not available on "D and E" credit
4.99% - 11.75%
*APY is the Annual Percentage Yield *Vehicle Rates Effective 8/16/19