Member Preferred Federal Credit Union
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Privacy Notice Disclosure

What does Member Preferred Federal Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • checking account information and credit history
  • credit scores and payment history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Member Preferred Federal Credit Union chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information



Does MPFCU Federal Credit Union share?


Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes - information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes - information about your creditworthiness

No

We don't share

For nonaffiliates to market to you 

No

We don't share


What we do

How does Member Preferred Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Member Preferred Federal Credit Union collect my personal information?

We collect personal information, for example, when you:

  • open an account or make a wire transfer
  • apply for financing or give us your wage statements
  • show us your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Member Preferred Federal Credit Union has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Member Preferred Federal Credit Union does not share with our nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies.

Other important information


We may disclose nonpublic personal information about you to the following types of third parities:

Financial service providers, such as insurance companies.

Non-financial companies, such as consumer reporting agencies and data processors.


Terms of Use

Member Preferred Federal Credit Union strives to provide accurate and timely information in an organized, easy to read format.

Member Preferred FCU does not guarantee the accuracy, timeliness or completeness of any information or document on this Website. Please be advised that the information on the Member Preferred FCU Website may not always be the most current source for company information regarding Member Preferred FCU and Member Preferred FCU disclaims any liability for any failure to update information on the Member Preferred FCU Website. Further, the information in the Member Preferred FCU Website is subject to change without notice.

The Member Preferred FCU website contains links to third party websites. These links are provided solely as a convenience to you and not as an endorsement by Member Preferred FCU of the contents on such third-party website. Member Preferred FCU is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party websites. If you decide to access linked third-party websites, you do so at your own risk.

 

Questions? Call us at 817-222-2288

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